How It Works

Up and running in minutes

TrendingBudget is designed to get you from sign-up to insights in three simple steps. No spreadsheets, no manual entry, no hassle.

01

Connect your accounts

Securely link your bank accounts, credit cards, and savings accounts in seconds. We use Plaid — the same provider trusted by Venmo, Robinhood, and Coinbase — so your credentials are never stored on our servers.

  • 50+ supported financial institutions
  • Read-only access — we can never move your money
  • Token-based security with bank-level encryption
  • Connect or disconnect anytime with one click

Connected Accounts

🏦

Chase Checking

••4821

$3,240.18

💳

Amex Gold Card

••7733

-$1,208.45

🏦

Ally Savings

••1592

$8,950.00

Set Your April Budget

🛒 Groceries
$400On track
🍽️ Dining Out
$200On track
🎬 Entertainment
$100On track
🚗 Transport
$250On track
🛍️ Shopping
$150On track
02

Set your budgets

Choose spending limits for each category that fit your life. Whether you're a minimalist or a family of five, you can customize everything. We'll even suggest starting points based on your past spending.

  • Custom limits per category
  • Suggested budgets based on your history
  • Flexible monthly or weekly cycles
  • Savings goals with target dates
03

Watch the trends

As transactions flow in, TrendingBudget builds a real-time picture of your financial life. Spot patterns, get alerts when you're close to a limit, and celebrate when you hit your savings goals.

  • Real-time transaction updates
  • Smart alerts at 75% and 90% of limits
  • Week-over-week and month-over-month comparisons
  • Celebrate milestones with savings streaks

Spending Trends — Last 6 Months

Nov
Dec
Jan
Feb
Mar
Apr

🎉 You've reduced spending by 28% since November!

After Setup

From there, it only gets better

The longer you use TrendingBudget, the smarter it gets. Here's what you can look forward to.

📈

Smarter Insights

Over time, we surface patterns and suggestions tailored to your spending habits.

🔔

Proactive Alerts

Get notified about unusual charges, upcoming bills, and budget milestones.

📊

Monthly Reports

Receive a detailed summary at the end of each month with progress toward your goals.

Ready to get started?

It takes less than 2 minutes to set up. No credit card required.