Privacy Policy

TrendingBudget ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and application (collectively, the "Service").

By using the Service, you agree to the collection and use of information in accordance with this policy.

Account Information

When you create an account, we collect your name, email address, and password. If you subscribe to a paid plan, we collect billing information through our payment processor (Stripe).

Financial Data

When you connect bank accounts through our banking partner (Plaid), we receive read-only access to transaction data, account balances, and account metadata. We never receive or store your bank login credentials.

Usage Data

We automatically collect information about how you interact with the Service, including pages visited, features used, device type, browser type, and IP address.

• To provide, maintain, and improve the Service
• To categorize and analyze your financial transactions
• To send you alerts, notifications, and reports you've opted into
• To process payments and manage your subscription
• To communicate with you about updates, security alerts, and support
• To detect and prevent fraud or abuse
• To comply with legal obligations

• We never sell your personal or financial data to third parties
• We never share your data with advertisers
• We never use your financial data to make credit decisions
• We never store your bank login credentials

We may share your information only in the following limited circumstances:

• Service Providers: With trusted third parties who help us operate the Service (e.g., Plaid for banking connections, Stripe for payments, AWS for hosting)
• Legal Requirements: When required by law, court order, or government regulation
• Business Transfers: In connection with a merger, acquisition, or sale of assets (with advance notice to you)

We use industry-standard security measures including 256-bit AES encryption for data at rest, TLS 1.3 for data in transit, and SOC 2 Type II certified infrastructure. See our Security page for full details.

We retain your account data for as long as your account is active. You can export or delete all of your data at any time from your account settings. When you delete your account, we permanently remove your data within 30 days.

Depending on your jurisdiction, you may have the right to:

• Access the personal data we hold about you
• Correct inaccurate data
• Delete your data
• Export your data in a portable format
• Opt out of marketing communications
• Withdraw consent at any time

We comply with GDPR (EU), CCPA (California), and PIPEDA (Canada). To exercise your rights, contact us at privacy@trendingbudget.com.

The Service is not intended for children under 13. We do not knowingly collect personal information from children under 13. If you believe we have collected such information, please contact us immediately.

We may update this Privacy Policy from time to time. We will notify you of material changes by email or through a notice on the Service at least 30 days before the changes take effect.

If you have questions about this Privacy Policy, please contact us at privacy@trendingbudget.com or visit our Contact page.